Add new financial products to your fintech,
without becoming a crypto company.
Yield-bearing savings, crypto-backed credit, tokenised stocks.
End users see a savings account, a card, a stocks tab. The crypto stays under the hood.
Your users came for a banking app. They didn't come for blockchain technology.
And they shouldn't have to. Compass slots in below your front-end and powers the products that used to require a crypto team.
Dollar accounts, stablecoin savings, crypto-collateralised credit, tokenised US equities, FX and commodities via Hyperliquid.
KYC, AML, and the regulatory perimeter stay with you. The asset never moves through us. We just turn on the products your users actually use.
Five products. One integration.
Each product is a Compass capability you wrap in your own UX. Compass provides the on-chain infrastructure. You present it to your users as the financial product they recognise, a savings account, a credit line, a stocks tab.
Stablecoin yield routed across Aave, Morpho, Pendle, and 26,000+ other venues behind a single API. 3-10% APY on USDC, ETH, BTC. Your users see a savings deposit; under the hood Compass picks the venue, signs nothing, and returns the position. You frame it as the savings account inside your app.
See the widgetCrypto-backed credit lines. Your users borrow against their holdings without selling or realising gains. The card, the spend rails, and the off-ramp stay with you.
See the widgetApple, Tesla, gold - as on-chain positions in your app. Tokenised US equities, ETFs, and commodities through hundreds of markets and a single integration. Market access for users your competitors can't reach - LATAM, MENA, anywhere local brokerage rails don't go.
See the widgetBuying and selling, cross-chain, gas-sponsored. Stablecoin in, stablecoin out, any asset in between, in a single signature.
See the widgetFX, commodities, global equities via Hyperliquid. The world's markets, on-chain, one integration.
See the widgetYour app is agent-ready from day one.
Every Compass product is callable from an LLM tool call or the CLI.
LLM-optimised docs included.
# Move 5K USDC into yield for a customer $ compass earn deposit --asset USDC --amount 5000 ✓ deposited 5,000 USDC on Aave (base) apy: 6.18% fee: 25 bps # Or hit the REST API straight from your backend $ curl api.compasslabs.ai/v2/earn/deposit
The platform under the products.
Questions your compliance team asks.
Is Compass custodial?
No. Compass never holds your assets and never moves them. Your custodian or treasury keeps the asset. Compass prepares the on-chain transaction; your signer authorises it. Every action runs through segregated product accounts you control.
How does Compass handle KYC and KYB?
Your KYC and KYB stack stays in place. Compass operates as infrastructure, not a regulated counterparty. No end-user identity data passes through us.
What about AML?
AML controls sit with the regulated entity. Compass surfaces on-chain activity through the API for your compliance team. Travel-rule integrations on request.
What is the smart-contract risk model?
Compass does not deploy vault wrappers. It routes into audited, in-production protocols, Aave, Morpho, Pendle, and others, each with its own audit and bug-bounty history. The Compass Risk Dashboard surfaces protocol-level exposure in real time.
How is the data stored?
Transaction and allocation metadata only. No end-user PII. ISO-certified environment. SOC 2 in progress. Data export available.
Which jurisdictions?
Compass is non-custodial and jurisdiction-agnostic. Customers run through US, EU, and LATAM perimeters.
Incident response?
24/7 on-call. Public status page. Risk Dashboard can alert on protocol-level events.
Drop in. Theme it. Ship.
Trusted by teams already shipping.
Live in production with fintechs, wallets, and neobanks.
From the beginning, THORWallet has been about bringing full onchain finance into a single mobile experience. Swaps, payments, and banking are already there. Yield was the natural next step. We were looking for a solution that is transparent, non-custodial, and integrates cleanly into a DeFi-native stack without compromising the user experience.
The Compass team has built a strong product for making DeFi infrastructure more usable for fintechs and companies building in payments. Working together helps expand what Para teams can enable out of the box, with a simpler path for customers to offer DeFi products without getting pulled into blockchain complexity.
We wanted to offer yield to users who've never touched DeFi and never should have to. The hard part wasn't the idea, it was doing it without an intermediary vault, without custody risk, and without rebuilding protocol integrations from scratch. Compass handled all of that. We went from signed agreement to live in-app in two weeks, and our users just see a savings account.