Save. Earn. Compound.

Stablecoin and crypto
yield, without the
protocol maze.

One API into Aave, Morpho, Pendle, and thousands of other yield venues.
Your users earn 3-10% APY on stablecoins, ETH, and BTC. You frame it as the savings account inside your app.

Book a demoRead the docs
What it is

Your users want their balances to earn.

The on-chain way to earn means picking a venue, comparing rates, managing approvals, and signing a string of transactions. Most apps cannot ask their users to do that.

Compass collapses it into one product. You read live rates across thousands of venues through a single API, pick the market and the product, and your user deposits in one signature. Compass prepares the on-chain transaction. Your user's wallet authorises it. The funds never move through us, and we never hold a key.

You decide what your user sees. A clean savings rate, a grow-your-balance toggle, or a full yield marketplace. The complexity stays on our side.

How it works

Read the rate. Deposit in one signature.

01
Read the rates
Query every venue by APY, TVL, or asset through one endpoint.
02
Compass prepares the deposit
One call returns the transaction, or an off-chain signature request when gas is sponsored. Bundle the swap and the deposit into one signature with Swap and Deposit.
03
Your user signs
You track everything. The same API returns positions, PnL, realised vs unrealised, and full history. Withdraw any time.
Underlying markets

Yield sourced across the largest on-chain venues.

Lending
Aave V3

The largest on-chain lending market. Variable-rate supply on stablecoins, ETH, and more.

Vaults
Morpho

Curated lending vaults (ERC-4626). Higher-yield, curator-managed markets on stablecoins.

Fixed yield
Pendle

Fixed-yield markets. Lock a known rate to maturity instead of a floating one.

Everything else
25,000+ vaults

Any standard yield vault, behind the same single interface.

Live markets

Live rates across stablecoins, ETH, and BTC.

Representative live rates, read straight from the Compass API. Your app surfaces whichever venues and assets you choose.

AssetVenueTypeAPY
USDCUSD Coin
Aave V3Variable3.3%
USDTTether
Aave V3Variable2.2%
WETHWrapped Ether
Aave V3Variable1.5%
WBTCWrapped Bitcoin
Aave V3Variable0.6%
USDCALPHA USDC Core
MorphoVariable8.8%
USDCSteakhouse infiniFi USDC
MorphoVariable5.8%
USDCHyperithm USDC Degen
MorphoVariable5.8%
apxUSDPendle fixed yield
PendleFixed15.5%

Live from the Compass API. Variable rates float with the market; Pendle locks a fixed rate to maturity. Available across Ethereum, Base, and Arbitrum.

Built in, not bolted on

The platform under the yield.

01 / 06
Defining principle
Non-custodial by design
Compass never holds the asset. We prepare the call, your user's wallet authorises it.
Your users keep custody. Always.
02 / 06
Monetise from day one
Charge any fee on any flow: deposits, withdrawals, or yield earned.
Read the docs
03 / 06
Transaction bundling
Swap and deposit, or rebalance, in one signature. 50-70% gas savings, atomic.
Read the docs
04 / 06
Gas sponsorship
Users never need ETH for gas. They sign off-chain, and a relayer pays.
Read the docs
05 / 06
Risk dashboard
A live allocation view of where funds sit across protocols, embeddable.
See the dashboard
06 / 06
Data and reporting
PnL, cost basis, and full history, from the same API call that moves the funds.
Read the docs
Related products

One integration, the rest of DeFi.

Loans

Borrow against holdings instead of earning on them. A USDC credit line backed by crypto.

Learn more
Tokenised assets

Move from stablecoin yield into tokenised T-bills and equities, held in the wallet.

Learn more
Perpetuals

Park idle margin in stablecoin yield between trades on global markets.

Learn more
FAQ

Yield, answered.

How does Compass pick the venue?
It does not. You read live rates and TVL across all venues and decide what to surface to your users.
Do my users need ETH for gas?
No, with gas sponsorship. They sign off-chain and a relayer pays the gas.
Can users withdraw any time?
Yes for variable-rate venues. Pendle fixed-rate positions run to maturity, or exit early at the market price.
Is this custodial?
No. Compass prepares transactions and returns data. The user's wallet signs every action.
Get started

Add yield in days.

One API for yield across Aave, Morpho, Pendle, and thousands of vaults. Non-custodial, monetised, live in days.

Book a demoRead the docs